ØAnalyze and review CR packages, to ensure capturing adequate level of data for risk calculation, structuring, and pricing.
ØEnsure suitability of structure to purpose and sources of repayment.ØIdentify risks, mitigates and exit strategies and ensure their appropriateness.
ØValidate risk rating and ensure appropriateness of pricing as compared to risk.ØEnsure that CR packages are in line with set strategy, policies and guidelines.
ØGenerate CR executive summary reports in case of complex transactions.ØInvestigate history of subject borrower, credit standing, and relationship with Arab Bank Plc (if any).
ØRecommend and obtain approval / decline for credit requests.ØCommunicate JCC’s decision regarding subject credit requests to concerned hubs, branches, and subsidiaries.
ØEnsure the integrity and quality of data and data analysis.
ØEducation : University degree from a reputable university. ØExperience : Min. 2 years of experience in credit in an international bank or financial institution.
Ø ØCompetencies : Fluent in English and Arabic Excellent computer skills (Ms Office). Solid communication and presentation skills.
Ability to deliver results against tight deadlines. Proven analytical and modeling skills and thoroughunderstanding of financial statements.
Strong understanding of market requirements and cyclical industries.